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Do I really need insurance?

"It's just another added expense…" or "I don't think I really need Insurance" are phrases our Insurance Team hear on a daily basis! Nobody likes to pay out for insurance but it can be a safety net should the worst happen!

 

Landlord Insurance

Some Landlords fail to have this in place and are shocked when something goes wrong!

What would you do in the event of your tenant maliciously damaging your property, if the roof was damaged during a storm or if your tenant made a claim against you after injuring themselves in your property - do you have the resources to make the necessary repairs and protect yourself from liability? A suitable Landlord Insurance policy could prevent you from having the headache of what to do!

Why not get a quick quote online or call our Insurance Team on 0845 345 0315? You can also email them at enquiries@leaseguard.co.uk

 

Tenants Contents Insurance

Our Insurance Team often hear "I don't need a policy - my Landlord's policy covers my belongings!"  This is a common misconception amongst tenants - their Landlord's policy covers their Landlords and only their Landlords property and contents.

In the event of you accidentally damaging fixtures and fittings in your rented property could you afford to pay the Landlord for any repairs? Or if your bag was stolen out side of the property would you be able to replace the contents? You cannot claim for these on your Landlord's Insurance policy - you require your own, specialist Tenants Contents Insurance policy.

Why not get a quick quote online or call our Insurance Team on 0845 345 0315? You can also email them at enquiries@leaseguard.co.uk 


Posted By Admin on Thursday, March 8, 2012 | Type: Blog

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